Perusing the many options out there for health insurance for self employed individuals and companies can be confusing. However, with a bit of research, you can determine the best plan for your needs. Self employed people have the option of purchasing an individual policy. This is a good idea if the health insurance for self employed people is being looked at by a sole proprietor, for example, or someone who runs a freelance business. For those that have fifty employees or less, a group policy may be a better choice. Either way, existing health conditions can drive up prices, just like with any other type of health insurance.